Santander Business Loans Reviews

Either having a new business plan or just trying to increase the income, you will need significant investments to make it real.

However, loans are good options for those who have an aim, but lack instruments necessary for it.

Santander business loans are aimed at financial support of clients who are engaged in projects and are in search of a helping hand.


The lender offers numerous solutions, including loans, overdrafts, asset finance and other with various interest rates, conditions and terms to suit the needs and requirements of different borrowers.

Santander Business Loans

Being a client-oriented company, Santander guarantees an individual approach to each and every client, as well as circumstance.

Easy application process, profitable interest rates and convenient conditions are not the only positive features of the borrowing experience from Santander.

Terms and Conditions

If the new equipment may develop your business and raise it to the next level or refurbishing your things may help launch a project, start them right now.

Santander offers fixed rate loans that will serve an ultimate way out.

A small business loan is rather easy to access, since the only requirement you should meet is to be the holder of Santander Current Account.

Take a few minutes to apply online or using your phone and get an advantageous deal, including:

  • An ability to borrow from £1,000 up to £25,000;
  • Repayment terms may vary from 1 to 5 years, depending on your preferences and necessities;
  • Affordable interest rates that will be based on several factors. However, fixed rates allow you to control your repayments and manage your money. The average interest rate varies from 7.9% to 12.9%;
  • An innovative opportunity to count monthly payment with an online calculator.

However, it is also important to remember about £100 arrangement fee for a small loan, as well as possible repayment penalties.

Learn the information before the application and make sure the offer is profitable for you, so you can boost your business, but not ruin it.

Requirements for Applicants

Despite Santander business loans are beneficial, they are not available to all the people.

The lender has several requirements an applicant should meet to be qualified.

Thus, a borrower should:

  • Be a member of a private limited company, limited liability partnership, trust, partnership or a sole trader;
  • Have a registered UK business;
  • Be a holder of Santander Business Current Account;
  • Be over 18 years old;
  • Be UK resident;
  • Have direct debit that can exceed usual repayments of a fixed rate loan.

Related Reviews: Swift Sterling Loans Reviews

Other Solutions

Apart from loans, Santander provides a range of other services for its customers, such as:

  • Working capital loans;
  • Overdrafts;
  • Asset financing;
  • Commercial and corporate lending;
  • Credit cards and others.

However, irrespective of modification type, Santander business loans are appreciated as profitable, competitive and affordable.

Use your opportunity to reinforce your business with this variety of opportunities and offers.

4 Reviews

  1. Whatever your plans, get them started with a fixed rate Business Loan with Santander UK – flexible and easy.

  2. Striving to set up my own business, my investments were not enough, so I applied for Santander business loan. I received ₤15,000 that helped me to buy inevitable supplies and cover business related expenses. Over a year has already passed since that moment, and currently I have only 6 months on my repayment schedule.

  3. Hmm I am really considering this place. Do you know if Santander offers options for online businesses? A major part of my business I want to launch is ran online. I am having trouble finding a lender in the area who can help me with that. Maybe I over-read it somewhere on your site. I am not sure if this place would work for me or not.

  4. As a new company, my business required much funds for equipment, updates and further development. With Santander business loan we overcame the most difficult times and situations. Currently we are paying off a new loan for our business prosperity.

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