Everyday Loans to cover emergency expenses and other payments of all the clients, irrespective of their credit history.
If you are in search of an unsecured personal loan, especially in case your credit history is not perfect, Everyday Loans are the best options.
Bad Credit Rates
With this lender you can get from £1,000 to £15,000 for the term ranging from 24 to 60 months.
You will not have to cooperate through an agent, as Everyday is a direct lender. The company will provide optimal conditions for clients with diverse credit histories and other individual specifications.
The application process is completely free and additionally you will receive an instant decision. Interest rates for different loans may vary from 24.2% up to 299.9% APR.
For instance, taking £3,000 for 2 years, you will be charged with 59.9% interest rate. Thus, monthly repayment will reach £217.24, while the total amount will be £5,213.68.
Features and Specifications
Since the company is aimed at customer’s convenience and comfort, it provides loans even to clients with a poor credit history.
To be qualified for a personal loan, a person should be a UK citizen over 18 years old.
Besides, it is important to prove you have constant income and ability to afford repayments. People, who live with parents, and homeowners of tenants are also accepted.
If you apply for any of Everyday, you will not change your credit score, since due to the innovative technology engaged, clients are not likely to get a bad credit history.
Among the main features of the lender are:
- An opportunity to get an unsecured personal loan for literally any purpose;
- No guarantor;
- Loans for homeowners, tenants and people living with parents;
- Direct cooperation without a broker.
Advantages Provided by the Everyday
The application process is rather simple and will take only a few minutes. First of all, you need to browse the website and complete a short application form.
Upon fulfilling it, you will receive a conditional decision just within minutes. If you agree with all the interest rates, conditions and terms, you need to go to the nearest branch of the financial company to complete the loan.
Consequently, you will benefit from several advantageous features of the lender, including:
- Face-to-face, direct service with an individual approach;
- Direct communication without a broker;
- No fees for application.
Moreover, you can use an online calculator to learn approximate interest rates, terms and payments for Everyday Loans even before the application.