AA Loans Reviews

AA Loans can be used to purchase a new car, go on holidays, pay out debts, etc.

If you are looking for additional financial sources, you may want to find out more about this opportunity.

In this article, you will find some important information to decide whether you want to apply for this service.

About the AA Loans

The AA (Automobile Association) was established in 1905 in London.

Today, it is one of the largest motoring organizations in the UK that offers various services, including insurance, hotel booking, PPI, car sales, personal loans, and many others.

Their interest rates vary depending on personal circumstances, so clients with different possibilities can find a suitable offer.

AA Loans

The application process takes only 2 minutes.

Website: http://www.theaa.com/loans/

What Requirements Do They Have?

You must match to the following requirements to get a loan:

  • To be a UK resident for more than 3 years;
  • Have a good credit rating (no bankruptcy or a history of CCJ);
  • Be over 21-70 years old;
  • Have a regular annual income of more than £12,000;
  • Have an account opened in the

How Much Money Can You Borrow?

It is possible to obtain a loan in the amount of £7,500-£25,000 for the period of time ranging from 1 to 5 years.

Their interest rates are fixed and quite low (3.3% APR Representative).

If you get a loan, you will pay the same amount over the chosen period of time.

You will not have to pay any arrangement fees.

It is possible to make additional payments to pay off your loan early without any penalty fees.

Why Purchase PPI?

You can purchase Payment Protection Insurance (PPI) offered by the AA to enjoy the following benefits:

  • In the case of your death, the policy provides cover in the amount of up to £10,000;
  • In case of an accident or sickness, your premiums will be paid in the amount of up to £1,000 per month;
  • In the case of unemployment, your premiums will be paid in the amount of up to £1,000 per month;
  • In case of becoming a carer, your premiums will be paid for up to 12 months.

Ratings and Reviews

Currently, there are 279 customer reviews found on the website of Readies with an average rating of 4.5 out of 5.

The best comments are related to great customer support.

On Review Centre, you can check out 20 reviews with the rating of 1.6 out of 5.

Customers mostly complain about being refused in getting a loan.

There are also 8 customer reviews to go through on the website of Choose Wisely with the rating of 3.3 out of 5.


The AA is a well-establish company that has been around for many years.

They offer affordable conditions to get a loan for different purposes.

Customer reviews vary from one website to another, giving a different impression about the company, but there are lots of positive reviews that you can check out.

One of the concerns of their clients is too strict conditions as lots of them are refused.

Also, the company does not accept customers with bad credit.

Anyway, if you are looking for extra money, you should give it a try to apply for AA loans.

2 Reviews

  1. This company sounds really good. I am definitely going to head over to the site. 48 hours into my bank account it really nice too!

  2. how long does a aa loan approval take?

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